FM Financial t/as Hillross Albury
Est 1982
533 Kiewa Street, Albury NSW 2640
FM Financial Pty Ltd, trading as Hillross Albury, is a local Financial Planning business that specialises in relationships in the Albury/Wodonga region, and beyond. We are passionate about helping our clients attain their idea of Financial Freedom. Our fundamental objectives are to help build, manage, protect your wealth, and provide tailored financial planning advice based on your individual needs and situation.
What's your idea of Financial Freedom?

& Memberships

  • Financial Planning Association of Australia
  • Association of Financial Advisers
  • Cancer Council Pro Bono Adviser
  • Centrelink Specialists

Areas of

Aged care
Self Managed Super Fund
Small business
Transition to retirement

Our Passion as financial advisers is to help people achieve their Idea of Financial Freedom. This is who we are, what we do, what we stand for – this is our purpose.
We help our clients realise their goals and dreams and pursue their best life. It is the reason why we get up every morning – to provide our clients with the Freedom to live the life they choose.
We specialise in relationships and provide sound financial planning strategies and advice.

Kelly Mitchell and Tony Smith are the Senior Financial Advisers of the firm. Kelly holds a Master of Applied Finance (Financial Planning) and Bachelor of Business (Finance), and Tony is a qualified Accountant and Financial Adviser. They are supported by four support staff. Our business has been helping clients achieve financial freedom since 1987, providing quality financial advice in the Albury/Wodonga region for over 35 years.

Hillross Albury is an award winning Hillross firm. Our services, products and systems are supported by Hillross. Hillross ensures our technical knowledge and advice is of the highest standard.

At Hillross Albury we have access to a professional network of accountants, solicitors and other specialists to provide a full and comprehensive range of financial strategies and products for our clients.

In August 2020 we joined forces with FM Financial Pty Ltd (ABN 80 074 824 749) to create a larger and stronger business. This decision was undertaken with the needs of our existing clients in mind, and we are excited to be part of a professional practice, which operates under the same client-focused principles. FM Financial Pty Ltd was established in 2004, and has offices located in Melbourne, Burnie, Devonport, Hobart, Launceston, and now Albury. Importantly, the team are very friendly, approachable and relatable to our local community. The entire FM team now consists of 9 planners and 10 support staff to ensure that all your advice needs and enquiries can be met on a timely basis.

Meet our team

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Kelly Mitchell
Snr Financial Adviser

Kelly’s focus is to provide a clear and strategic roadmap for her clients,…

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Tony Smith
Snr Financial Adviser

Tony knows that his clients work hard for their wealth. He wants them to think…

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Taylah Golding
Client Services Officer
Taylah started with us in 2018 and is responsible for the day-to-day administrative…
Taylah started with us in 2018 and is responsible for the day-to-day administrative support for clients and our advisers. Taylah also manages our Centrelink services and SMSF Admin.
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Amy Ellis
Client Services Officer
Amy Ellis started with us in 2018 and is responsible for lodgements, reviews,…
Amy Ellis started with us in 2018 and is responsible for lodgements, reviews, technical & administrative support, and day to day client service activities. Amy comes to us with prior extensive experience in financial planning administration.


Highly recommended
by Alyce Nolte | West Wodonga | Oct 23rd 2018

“It was suggested to us that we should see Kelly by numerous people and upon our first meeting we could see why Kelly came highly recommended. Kelly is dedicated to giving the best advice for your own personal situation. She is particularly skilled at explaining confusing terms. Kelly always follows up in a timely manner and wherever possible will attend to queries without notice. We are confident that any advice Kelly gives is very well considered and researched.”

Good advice...I can understand
by Warwick Stone | Abany Creek | Oct 25th 2018

“Kelly has always given me good advice in the areas of shares and investing, superannuation and pension. I have found Kelly takes the time to explain things to me in a way that I can understand and she has always been available to answer my queries. I have been dealing with Kelly for 6 years now and have always found her pleasant, helpful and extremely efficient.”